“The best time to plant a tree was twenty years ago. The second best time is now”- Chinese Proverb. You cannot become rich until or unless you are not invested well. Earning a salary and business profit is well and good, but it is also very important to invest or diversify your income in … Read more
What is Retirement Planning? Retirement Planning is simply defined as saving a certain amount of your earned money after retirement. Retirement plans always begin with determining your long term financial goals and reduce future risk and uncertainties. Plans will help you take some prior steps to reach our desired future goals. There are … Read more
Is Online Banking safe? It is definitely a safer one, but it is very important to take prior precautions to protect your information and account details. Especially your online accounts details like user name, banking transaction history, password and OTP. While we are discussing the safety of online banking, there is a question comes … Read more
What is Personal Finance? In simple terms, Personal finance means managing, saving, budgeting and investing your own money. Or in a broader sense it refers to the management of an individual’s financial resources. It encompasses activities like budgeting, tax, saving, investing, mortgages, retirement plans, and estate planning for the future. Individual personal finance management differs … Read more
What is Loan? The term loan refers as one type of credit or sum of money that is borrowed from a lender like bank or financial institutions in exchange of future payment with the expectation of interest, within a specified time frame. Sometimes even lenders also add interest or some charges to the principal values, which … Read more
Life insurance for disabled individuals is also one sort of insurance policy that provides financial assistance and some sort of protection for those who are suffering health related disabilities. These policies are designed to provide and include policy coverage’s that can help support the individual and their beloved ones during any health crisis. There are … Read more
Wire transfers are a popular method of sending money electronically from one person or entity to another. Normally wire transfer starts from one bank to another and is usually used to transfer money abroad. Wire money transfers typically need to provide your bank with the recipient’s name, bank account number, and the receiving bank’s information. Additionally, … Read more
Private student loans are one type loans normally offered from the private lenders, such as banks or credit unions, to help students pay for college or other higher education expenses till their end of graduation or post-graduation periods. Main intention is to offer these loans to attain financial abilities while their education to bear their college expenses … Read more
“Always be smart about your money” What are Financial Responsibilities? Financial responsibility is a process where a person is aware and is responsible about his financial transactions like budgeting, debt management, insurance and many more. In order to be more financially responsible, you should live within your means. 1. Keeping a good records When we … Read more
Pet insurance is also a type of insurance coverage that helps pet owners pay for their pet’s medical and health related expenses. It typically covers unexpected accidents, illnesses, and injuries of your pets. Like human health insurance, pet insurance policies vary in coverage, quotes, cost, service and conditions. Some plans may also cover routine care … Read more
