Cash back apps are digital platforms that offer users the opportunity to earn money back on their everyday purchases. These apps are available either from Google play Stores or Apple Stores. Customers or Users can browse offers from particular apps through various retailers and online stores. In order to make purchases through the app they will receive a percentage of money either their spending back in the form of cash or rewards.
It is simply called an incentive, which encourages users to shop through the app. Their main motive is to save money on their daily transactions. Cash back apps have gained popularity as a convenient way for consumers to earn rewards while shopping for items they need or want.
What is a Cash Back App?
A cashback app gives you a rebate on a purchase or provides a coupon for additional discounts. Under this, some popular apps provide points that can be redeemed as a price break on subsequent purchases.
Here are best 10 popular cashback apps from a personal finance perspective
Let’s see one by one what are the top recommended and according to users review cashback apps?
1. Rakuten
In Short; Rakuten is a popular app which provides direct payments every three months.
Formerly known as Ebates, Rakuten is a high profile cash back app that claims over more than 3,500 stores and outlets which offers cashback even for online shopping at thousands of stores. Payment issuing through PayPal or by check including travel saving on airfare, hotel and car rentals. Users earn a percentage of their purchase amount back in cash.
App rating: Apple App store; 4.8
Google Play store; 3.8
2. Ibotta
In Short; Ibotta includes a wide variety of shopping options.
Such a vast area of coverage offered by apps like Ibotta. Includes shopping, online, travel and dining out. Provides cashback on grocery purchases, as well as in-store and online shopping. Here you can also earn cash rewards by scanning receipts and no promotional codes or coupons to track. You can buy an item with a linked royalty card in store or online transactions through the Ibotta app to bypass receipt uploads. Payment will be transferred through PayPal app or gift cards.
App rating: Apple App store; 4.8
Google Play store; 4.5
3. Swagbucks
In Short; Swagbucks is the web’s most free reward programs to earn free gift cards and free money online.
Like Ibotta and Rakuten, Swagbucks offers cashback on shopping, Swagbucks rewards users for completing surveys, watching videos, and playing games. As a customer you can expect points that can be redeemed for money or gift cards by doing quick online tasks or games. Sometimes tasks include watching videos or playing online games too in order to take surveys to share your opinion on products.
App rating: Apple App store; 4.8
Google Play store; 4.1
4. Fetch Rewards
In Short; Redeem receipts anywhere in the world for points, cash them in gift cards.
In recent years, Fetch rewards have become more and more popular especially when it comes to savings on groceries. But Fetch Rewards explains you will get points if you purchase anywhere. Once you submit the e Receipt or scan purchase receipt you’ll be eligible to earn reward points for gift cards. But according to some customers reviewing Fetch Rewards it took a long time to accumulate to redeem rewards. An Interesting app which is very famous and has millions of Apple app store ratings around the world.
App rating: Apple App store; 4.8
Google Play store; 4.6
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5. Coupons.com
In Short; Perfect online platform to tackle the reward linked grocery stores loyalty program in one place.
Coupons.com is a free website which helps you to save money on Groceries and other items. It operates in order to provide printable coupons and give cash back for uploading your receipt after certain purchases. Once you select a coupon or offer, discounts are automatically applied by linking your store loyalty card. Suppose if you are shopping at a store without a loyalty program, then you need to submit a copy of the paper receipt.
App rating: Apple App store; 4.7
Google Play store; 4.1
6. RetailMe Not
In Short; Cash back program from an organization known for coupons.
RetailMe Note is a website originated cash back app, where you will get rebates on online purchases with any retail part of our program. Under RetailMe Not apps more than 1,200 retailers are registered from Adidas to Ticketmaster, while shopping with retailers then we deposit a percentage back of what you spend in your RetailMe Not wallet. Allow users to activate online offers and receive notifications for discounts. Majority of amount transferring through via PayPal and Venmo.
App rating: Apple App store; 4.8
7. Receipt Hog
In Short; An App that adds an element of fun to shopping rewards.
Receipt Hog is an app which rewards for your shopping’s just like normal day to day. In simple terms, cashback apps reward users for scanning receipts from grocery stores, supermarkets, and more. App which processes sweepstakes, surveys, bonuses or hog slot spins that pay out coins. It does not matter whether it is online or in store, share your paper or digital receipt to earn cash. Points can be redeemed for cash or gift cards and reward can also be redeemed for gift cards or cash for your PayPal account.
App rating: Apple App store; 4.7
8. TopCashback
In Short; Topcashback website displays the amount of cashback that you can get from each store.
Topcashback is an online platform that offers some of the highest cashback rates and has a wide selection of retailers to choose from. Here you can get deals and cashback from your purchases when you are going to make a purchase through various online stores, retailers and companies. Under TopCashback cashback varies from company to company, normally it starts from 1% to 15%. As per customer review and new to market offers “highest cash back guarantee” along with lower cashback rates from another provider.
App rating: Apple App store; 4.7
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9. Dosh
In Short; Earn Automatic rebates on purchase categories without scanning receipts.
Dosh offers cashback on everyday purchases made with linked debit or credit cards at participating stores and restaurants. Includes hotels into the retail and dining out and cash back offers are deposited into the dosh wallet. Cash can be transferred into bank accounts, PayPal, Venmo. According to some reviews no receipt scanning is required to get cash back but they should maintain a minimum $ 15 maintenance fees. Sometimes rewards you can also donate to charities. Under Dosh purchases also have to be made as credit rather than debit transactions.
App rating: Apple App store; 4.7
10. Shopkick
In Short; App that rewards you for the shopping you already did, no matter how you do it.
Users earn “kicks” by shopping online or walking into stores. Kicks can be redeemed for gift cards or other rewards. Here reward called as “Kick”, which are available in store or online and payable as gift cards. Under Shopkick reward you can earn multiple ways, including by visiting stores, scanning products bar codes and submitting receipts.
App rating: Apple App store; 4.5
Above apps offer unique features and benefits, especially for online or retail purchasers. So, it’s important to go in depth about to see which ones align best with your personal finance goals and spending habits. Keep in mind that always study properly prior in advance once you adopt it.
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